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Auto
Insurance UK
Auto
Insurance USA
Auto
Insurance Canada |
Classic
Auto Insurance |
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Lots
of Classic Auto Insurance can
be found online; if you wish to find classic
auto insurance then you have
come to the right place. Simply select
one of the countries from the list above
to get an instant classic auto insurance
online quote. You can use this facility
as many times as you like - absolutely
free of charge.
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Classic
Auto Insurance |
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Specialist
auto insurance for classic, exotic , collector,
antique, and custom vehicles has been
available in excess of fifty years. In
spite of this, more than half of the owners
of such vehicles still insure them through
a standard company, which may be charging
a more costly premium and provide less
cover. Some people estimate that using
a company specializing in classic vehicle
insurance can save up to 75% on their
policy over a similar policy obtained
from a “standard” provider.
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Coverage
The
various related guidelines can be quite
complicated; the basic policies available
will be shown here, but you should seek
independent advice if considering taking
out a policy.
The three basic types of coverage are:
• Actual Cash Value (ACV)
• Stated Value (SV)
• Agreed Value (AV)
The
difference between these types of policies
is seen in the amount of money that the
insurer pays out, and how they settle
on this amount, in the event of a claim.
The latter of these (Agreed Value) is
arguably the best, as it is the only policy
where the amount payable by the insurer
in the event of a claim is predetermined
and agreed by both parties.The
difference between these types of policies
is seen in the amount of money that the
insurer pays out, and how they settle
on this amount, in the event of a claim.
The latter of these (Agreed Value) is
arguably the best, as it is the only policy
where the amount payable by the insurer
in the event of a claim is predetermined
and agreed by both parties. |
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Requirements
Specific
requirements that your vehicle may need
to satisfy will vary between different
companies, however, the most general and
common requirements are:
• Most vehicles must be older than
a minimum age (commonly 15 years or more).
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You must have a good driving record.
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The vehicle must not travel over a certain
number of miles each year.
• The vehicle can not be used for
commercial transportation.
• You must own at least one other
vehicle for everyday purposes.
• Special autoe is taken into consideration
e.g. how the vehicle is garaged.
It is not necessary to insure your “everyday”
vehicle with the same company as your
auto; you are probably better t use a “normal”
provider for this.
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Specialisation
Apart
from the quality savings that may be made,
the providers may have exclusive contacts
with specialist repairers, thus ensuring
that your vehicle will get precisely the
servicing required from the right people,
instead of being sent to a regular high
street mechanic for repairs.
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